Opening hours: 

Bowral:  9.00am – 5.00pm  Goulburn:  9.00am – 5.00pm.  Moss Vale:  9.00am – 1.00pm & 2.00pm – 5.00pm 

Mittagong:  Temporarily closed. 

At this time we encourage you to stay home and stay safe.  Online banking is your safest option.

If you need assistance accessing remote banking please contact our team on 4860 4000.


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Find a home loan that works for you

hands with paper house

At BDCU Alliance Bank we have helped our members buy, build and renovate their homes for over 50 years!  

Our local lending experts will help you find the home loan that works for you, and if you are a first time home buyer we can help with a savings plan to get you there! 

Check out our home loan program and packages below:

First Home Buyer Program: The Family Start Home Loan solution that allows you to get into the property market now and at the same time avoid expensive mortgage insurance costs. 

First home buyers can take advantage of the following*:

  • No stamp duty on all homes up to $650K
  • $10,000 grant for purchases of new properties worth up to $600K
  • $10,000 First Home Builder Grants available 
  • No insurance duty on lenders' mortgage insurance 

HomeSMART Package: BDCU Alliance Bank's HomeSMART package is available with home loans over $150,000. For just $395 pa you get a bunch of benefits! It is a great way to save money on interest and fees, and access extra benefits like discounted insurance premiums and bonus savings interest rates.

Fixed Rate Home Loan: Forget worrying about interest rates. When you lock in your interest rate with a BDCU Alliance Bank Fixed Rate Home Loan you have absolute certainty about what your repayments will be for the fixed period. 

Standard Variable Home Loan: Looking for a basic home loan with a competitive interest rate? Then BDCU Alliance Bank's Standard Variable Home Loan could be the one for you. 

Home Equity Loan: BDCU Alliance Bank's Home Equity variable interest rate line of credit interest-only loan enables you to pay only the interest calculated on your home loan each month and as much of the principal as you choose, if any. This provides extra flexibility for home owners who wish to reduce their commitment, or benefit from tax advantages. 

Call us today (02) 4860 4000 to meet with one of our lenders in person or visit us at any of our Advice Centres. We can help you find a home loan that works for you!

Bowral: 411 Bong Bong Street, Bowral NSW 2576

Moss Vale: Clarence Street, Moss Vale NSW 2577

Mittagong: The Collective, 2 Queen Street, Mittagong NSW 2575

Goulburn: The Collective, 175-181 Auburn Street, Goulburn NSW 2580

Things you should know:

This information doesn’t take into account your objectives, financial situation or needs. Any advice is general advice only. Before acting on information, you should consider whether it is appropriate in your particular circumstances. Terms & Conditions, General Fees & Charges apply, and are available on request. 

*For people who build their first home on vacant land and the total value of the house and land does not exceed $750K, for more information visit Minimum loan amount $150,000. Promotion commences 20 September 2017 and is subject to change/withdrawal without notice.

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