Opening hours: 

Bowral:  9.00am – 5.00pm  Goulburn:  9.00am – 5.00pm.  Moss Vale:  9.00am – 1.00pm & 2.00pm – 5.00pm 

Mittagong:  Temporarily closed. 

At this time we encourage you to stay home and stay safe.  Online banking is your safest option.

If you need assistance accessing remote banking please contact our team on 4860 4000.


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Getting that first job. Things you need to know

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Whether it’s your first part time job or you are joining the work force full time here are some tips and things you should know.

Get your CV done. If you have done any work experience or voluntary work through school you can always include that to.

You’re applying what do you need to do?

You’ll need to get a Tax File Number or TFN. Don’t worry it’s quite a painless easy process and you can apply online by clicking here.

Now you’ve got this you are good to get out there and start applying for jobs. Employers will ask you for this before you can start work.

If you are working in a part-time job at weekends or after school it’s a good idea to check whether the company has a minimum age requirement before you start work.

You will also need your BSB and account number so they can pay you!

Finally, it’s important to let them know what your superannuation details are.

Once you have your TFN remember to let your bank know so that they can allocate it to your account and you won’t be deducted withholding tax (WTO).

Will I Pay tax?

You can find out more from the ATO especially if you are under 18 and working part-time. Every one pays tax once they earn over the tax free threshold as set by the Australian Government.

You can find out more here.

Savings and Budgeting

As a BDCU member we can help you make the most from your hard earned cash. For example, if you are saving for something we can manage pay splits so you can allocate a proportion of your pay automatically to your savings account. Just speak to one the team to set this up for you.

And if you want to manage your money on the go, don’t forget to download our banking app.

This is general information only and should not be relied upon as financial product advice. You should seek independent advice before taking any product or service.

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