Fixed Rate Home Loan
Owner-Occupied
- 3.99% pa
1 Year Fixed Rate - 3.13% pa1
Comparison Rate
Forget worrying about interest rates. When you lock in your interest rate you have absolute certainty about what your repayments will be for the fixed period.
- Fix your interest rate from 1 to 5 years
- Offset account available
- Ability to repay up to 20% off your fixed rate home loan without penalty
- Redraw available
- Enjoy peace of mind with your fixed month to month repayments
Rates effective 11 May 2022
Fees
| Complete Fixed Rate Home Loan | |
|---|---|
| Fees* | |
| Establishment Fee | $150 |
| Monthly Loan Fee | $15 |
Important information
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Things you should know:
All lending interest rates are subject to change. Rates are for new business and may differ for existing customers. Fees and Charges may be applicable and can be found in the Lending Fees and Charges Guide.*Valuation Fees not included and availble on application.
Important information about comparison rates.
1.The comparison rate displayed is calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
For BDCU Alliance Bank Complete Fixed Rate Home Loan the comparison rate assumes a variable with Loan to Value Ratio (LVR) between 60.01%-80% will apply at the end of the fixed rate period.
The variable interest rates displayed are based on the applicable Loan to Value Ratio (LVR).
Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. All loans are 1st mortgage secured. Solicitor and valuation costs apply and are available on application. This fee is waived for Home Smart Package (no longer available) - Annual Fee applies.Term and Conditions, loan fees and charges apply. BDCU Alliance Bank lending criteria applies to all loans and applications are subject to approval. We recommend you read all relevant disclosure documents before acquiring the product.
