HomeSMART Package
HomeSMART Package
- SMART
BDCU Alliance Bank's HomeSMART package is available with home loans over $150,000. For just $395 pa you get a bunch of benefits! It is a great way to save money on interest and fees, and access extra benefits like discounted insurance premiums and bonus savings interest rates. The cost savings of these benefits usually far outweigh the package fee, making it a SMART investment.1
- 0.70% p.a. off standard variable interest rate OR 0.20% p.a. off fixed interest rate
- Unlimited BDCU Alliance Bank transactions* on Basic Transactions or FLEX Account
- No monthly loan fees
- No loan establishment fees
- Personal Package Bonus Account - Bonus 0.25% p.a. interest on the My Community Account rate
- 5% off general insurance premiums
- No Visa Credit / Debit Card annual fees
Key features
| HomeSMART Package | |
|---|---|
| Package Discount | |
| Discount on variable loan rate | 0.70% pa |
| Discount on fixed loan rate | 0.20% pa |
| Fees | |
| Establishment Fee | $0 |
| Monthly Loan Fee | $0 |
| Key Features | |
| Unlimited eligible BDCU Alliance Bank transactions | On a basic transaction account or FLEX account |
| Package Bonus account - Bonus interest on My Community Account Rate | 0.25% pa |
| Discount on general insurance premiums | 5.00% pa |
| Visa credit/Debit card annual fees | $0 |
| Eligibility | Available with home loans of $150, 000 or more |
| Price pa | $395 |
Important information
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Things you should know:
Term and Conditions, loan fees and charges apply. All rates are subject to change. BDCU Alliance Bank lending criteria applies to all loans and applications are subject to approval. We recommend you read all relevant disclosure documents before acquiring the product.
* For the list of eligible BDCU Alliance Bank transactions see personal fees and charges PDF
1 This comparison rate is based on a $150,000 loan over a term of 25 years. WARNING This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
