Savings Accounts

Want to save more or budget more effectively, then BDCU Alliance Bank can help with that too.

My Community Account

My Community Account is an online savings account that allows you to nominate a My Community Partner to support and help grow, and at the same time reach your own savings goal.

  • 1.35% pa1
    Maximum Rate
  • No minimum balance
  • Funds available at call
  • Variable interest rate
  • You earn interest as normal and for every $ you earn BDCU pays 15 cents from our own capital to your preferred partner.
  • Interest calculated daily on the closing balance and credited six monthly

Bonus Saver

A savings account that rewards you with bonus interest, helping you achieve your goal sooner.

  • 0.10% pa
    Interest Rate
  • 1.80% pa2
    Bonus Interest Rate
  • Funds available at call
  • No minimum balance
  • Interest calculated daily on the closing balance and credited monthly
  • Variable interest rate applies
  • To receive the bonus interest each month, all you need to do is deposit a minimum of $50 each calendar month, and make no withdrawals or debit transfers

Junior Bonus Saver

  • 0.10% pa
    Interest Rate
  • 1.80% pa2
    Bonus Interest Rate

A savings account for younger members that rewards you with bonus interest, helping you achieve your goal sooner.

  • Funds available at call
  • No minimum balance
  • Interest calculated daily on the closing balance and credited monthly
  • Variable interest rate applies
  • To receive the bonus interest each month, all you need to do is deposit a minimum of $10 each calendar month, and make no withdrawals or debit transfers

Personal Package Bonus

Available to members with a HomeSMART package. The account earns bonus interest 0.25% p.a. on an online savings account rate (S50).

  • 1.60% pa3
    Maximum Rate
  • No minimum balance
  • No monthly service fee
  • Funds available at call
  • Variable interest rate
  • Interest calculated daily on the closing balance and credited monthly

Christmas Club

Set aside funds for Christmas and the January sales, and minimise the temptation to access your money early.

  • 0.70% pa4
    Maximum Rate
  • No minimum balance
  • Variable interest rate
  • Interest calculated daily on the closing balance and credited annually on October 31st
  • Funds available at call

Retirement Account

Simple, everyday banking for those over 55 and no longer working. Designed so you can enjoy your retirement.

  • 2.00% pa
    Special Rate
  • No minimum balance
  • Funds available at call
  • Interest calculated daily on the closing balance and credited monthly

Term Deposits

If you're looking for a secure fixed interest investment, a term deposit could be right for you.

  • 1.65% pa
    Special Rate
  • Interest rates are guaranteed for the term so you can literally set and forget

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Things you should know:

Terms and Conditions, fees and charges apply and are available on request. All rates are subject to change. Any advice or information on this site in general in nature and does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. We recommend you read all relevant Disclosure documents before acquiring the product.

1 Interest calculated daily on the closing balance and credited six-monthly

2 No bonus interest is paid if any withdrawal is made in that month. Interest calculated daily on the closing balance and credited monthly.

3 Interest calculated daily on the closing balance and credited monthly.

4 Interest calculated daily on the closing balance and credited October 31.

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