Home Loan Interest Rates
Owner-Occupier Variable Rate
| Effective 11 March 2021 | Principal & Interest | Interest Only | ||
| Complete Variable Home Loans Home Smart | Interest Rate | Comparison Rate | Interest Rate | Comparison Rate |
|---|---|---|---|---|
| LVR 60% or less | 2.69% pa | 3.14% pa | 3.44% pa | 3.86% pa |
| LVR 60.01% to 80% | 2.79% pa | 3.23% pa | 3.54% pa | 3.95% pa |
| LVR 80.01% to 90% | 3.09% pa | 3.53% pa | n/a | n/a |
| LVR above 90% | 3.29% pa | 3.72% pa | n/a | n/a |
| Complete Variable Home Loan | Interest Rate | Comparison Rate | Interest Rate | Comparison Rate |
| LVR 60% or less | 3.39% pa | 3.64% pa | 4.15% pa | 4.38% pa |
| LVR 60.01% to 80% | 3.49% pa | 3.74% pa | 4.24% pa | 4.47% pa |
| LVR 80.01% to 90% | 3.79% pa | 4.04% pa | n/a | n/a |
| LVR above 90% | 3.99% pa | 4.23% pa | n/a | n/a |
| Variable Home Loans | Interest Rate | Comparison Rate | Interest Rate | Comparison Rate |
| Easy Access Loan | n/a | n/a | 5.21% pa | 5.43% pa |
| Easy Access Loan - Home SMART Package | n/a | n/a | 4.51% pa | 4.90% pa |
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Things you should know:
All lending interest rates are subject to change. Rates are for new business and may differ for existing customers. Fees and Charges may be applicable and can be found in the Lending Fees and Charges Guide.
Important information about comparison rates.
The comparison rate displayed is calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
For BDCU Alliance Bank Complete Fixed Rate Home Loan the comparison rate assumes a variable with Loan to Value Ratio (LVR) between 60.01%-80% will apply at the end of the fixed rate period.
The variable interest rates displayed are based on the applicable Loan to Value Ratio (LVR).
