Apple Pay
If you have an Apple device, you already have the technology, so all you have to do is set up Apple Pay and tap! You can also make effortless transactions using your tablet, desktop or watch.
Anywhere you see this symbol you can use Apple Pay.

Not only can you store your debit and credit cards in your digital wallet, you can also add your boarding passes, rewards cards, movie and concert tickets. Just check with the provider to see if they have this feature available.
It's a safe and secure way to pay
Your bank details are not stored on your device or Apple servers, nor is it shared with the merchant you are paying. When you perform a transaction your card number is replaced with a unique code adding an extra layer of security.
Authentication is also required, so to make a transaction you have to use Touch ID, Face ID or a passcode to verify the payment.
If you are worried about losing your phone, turn on Find my iPhone, so you can log into your Apple ID and suspend or remove your cards from Apple Pay.
What you uneed to get started
- An eligible device
- Your BDCU Alliance Bank card
- Latest version of iOS, watchOS or macOS
- An Apple ID
How to add a card
Add a card on your iPhone
- Go to wallet and tap + sign in the right hand corner of the screen
- Enter your card’s security code to add your credit or debit card from your iTunes account. Or, select Add a different card and use your camera to enter the card information
Add a card on your iPad
- Go to settings
- Tap wallet and apple pay
- Tap add credit or debit card
- Enter your card’s security code to add your credit or debit card from your iTunes account. Or, select Add a different card and use your camera to enter the card information
Add a card on your Mac
- To use Apple Pay on your Mac you need a model with Touch ID
- On your Mac go to System Preferences and click Wallet and Apple Pay
- Click add card
- Enter your card’s security code to add your credit or debit card from your iTunes account. Or, select Add a different card and use your camera to enter the card information
Add a card on your iWatch
- Open the Apple Watch app on your iPhone
- Go to the MyWatch tab
- Choose the Watch you want to use Apple Pay with
- Tap wallet and Apple Pay
- Enter your card’s security code to add your credit or debit card from your iTunes account. Or, select add a different card and use your camera to enter the card information
FAQs
Can I still use my plastic card?
Yes, you can still use your plastic card as normal.
What happens if I lose my phone?
- Log into iCloud using your Apple ID to suspend or remotely remove your cards from your device
- If you don’t have Find my Phone you can call our contact centre (02) 4860 4000 to cancel your cards.
Can I view recent transactions?
Yes, you are able to view the last 10 transactions
Can I return an item I bought in store using Apple Pay?
Using the Device Account Number the merchant can find the purchase and process the return. To see the last four digits of the Device Account Number follow these instructions:
- iPhone or iPad >Go to settings >Wallet & Apple Pay, and tap the card
- iWatch > Go to My Watch tab>tap Wallet & Apple Pay> tap your card
If the merchant needs your card details, follow the same steps as How to Pay
Where do I find my Device Account Number?
To see the last four digits of the Device Account Number follow these instructions:
- iPhone or iPad: Go to settings >Wallet & Apple Pay, and tap the card
- iWatch: Go to My Watch tab>tap Wallet & Apple Pay> tap your card
What is the $0.00 Visa international transaction on my account?
After you have verified your card, you will notice a Visa international transaction for $0.00 on your account. Please don’t be alarmed, this is all part of the verification process when setting up digital pays. It will disappear after a few days, but if you still have a concern, please don’t hesitate to call us on (02) 4860 4000.